What Home Buyers Should Look Out For.

Buying a house is an exhilarating journey, but it comes with its own set of challenges and checklists. While you may be swooning over the perfect patio or that dream kitchen, there are some critical, sometimes less glamorous, details you shouldn't overlook. Let's dive into what you need to know to make that dream home a smart investment!

Septic tanks.
First up, let’s talk about septic tanks. If your dream home isn't connected to a council sewer system, it likely has a septic tank or recirculating system. Regular cleaning and maintenance are crucial and required by Far North District Council. The Council keeps a record of the maintenance of septic systems. These records should appear on any LIM report they produce. Be sure to check into the septic systems maintenance history or schedule an inspection/empty before you finalise the purchase if you have any concerns.

Pet Restrictions.
Are you a proud pet parent? Some properties, especially those in certain neighbourhoods or properties situated in Kiwi zones, may have restrictions on the types or number of pets you can have. You will find these restrictions registered against the property title or in the body corporate rules (if applicable). Make sure to check these regulations to ensure your furry friends are welcome.

Easements:
Easements can be a tricky business. These are legal rights allowing others to use a portion of your property, such as for utility lines or shared paths. Make sure to investigate if there are any easements registered against the title of the property. Knowing this upfront will help you avoid future disputes and ensure you know exactly what you're getting into.

Shared Driveways.
Shared driveways can be convenient, but they also come with shared responsibilities. Find out who is responsible for maintenance and any associated costs. Get this in writing to avoid any neighbourly misunderstandings down the road.

Flood Zones.
Is the property in a flood zone? This is crucial information that can affect your insurance premiums and your peace of mind. Check flood zone maps and consider the long-term implications of living in an area prone to flooding. While these are depicted within LIM reports you can also check where the flood zones are on the FNDC maps:
https://www.fndc.govt.nz/Services/Far-North-Maps

Appropriate Sign-Offs.
Have all necessary sign-offs been issued? This includes building permits, inspections, and any other legal documentation. Ensuring that all paperwork is in order will save you from potential legal headaches—dot those i’s and cross those t’s! At Real we order the council Property file for every property we list, our agents are happy to share that documentation with you so you can check over the property file yourself and make an informed decision.

Water Supply.
Water is life. Water supply will generally be either tank water collected from rain off the roof or town supply. If the property has a Kerikeri Irrigation water supply then be sure to check with the irrigation company that it will be transferred. Be aware that Kerikeri Irriagtion water is non-potable. Check for any restrictions on usage, especially during dry seasons, and ensure that the supply meets your household needs.

Does it need a Meth test?
Ensure the property hasn't been exposed to methamphetamine production. Adding a meth test as a condition of sale can save you a lot of trouble. High levels of meth use or production can be dangerous for occupants.

School Zones.
If you have children or plan to have them, it's important to be aware of the school zones in your area. Take the time to research the local schools and their zoned areas to make a well-informed decision. It's also important to note that enrolling in a school outside of your designated zone can be very challenging.

Is it insurable?
These days, house insurance can be tricky. Don’t assume you’re automatically covered. Check with your lawyer if you need to add insurance as a condition of purchase. Banks do not tend to lend against properties that can't be insured.

Check with the professionals.
For peace of mind, get a pre-purchase building inspection from a specialist building surveyor. Members of the Building Officials Institute of New Zealand (BOINZ) have passed a rigorous accreditation process, ensuring they know their stuff. If you are planning future improvements, always use a qualified tradesman registered with governing bodies that oversee standards, quality, and training. Quality work saves you money and headaches in the long run.

Get Legal advice.
Driveway easements, tree covenants, boundaries, Title, LIMS, PIMS—these terms might sound confusing, but your property lawyer will handle them for you. They’ll make sure all sale and purchase documentation is in order, keeping you safe and sound.

Heating.
Last but definitely not least, don't forget to check the type of heating. Is it a heat pump, or maybe traditional wood burners? is there a heat transfer system in the home? Ensure that all systems are in good working order to keep you warm and cozy during the cold months.

While it may seem like a lot to consider, each of these points is crucial for ensuring that your new home is not

just a place to live, but a place to thrive.
For more helpful information when purchasing a home, check out Settled.govt.nz.